Money Tip – Pay More Than Minimum on Credit Cards
Start with your highest interest rate card and pay whatever you can on that card until you get it paid off. Yes, this is going to hurt but, if you really want to get out of debt this is what needs to be done.
Try to pay a little over the minimum on each of the other cards you have also.
Negotiate with your credit cards to see if you can get lower interest rates on them. If you find one card that will lower your interest rate considerably, consider transferring over the debt from your other cards. You may also be able to work in a no fee transfer arrangement with this card, ask, it can’t hurt.
It may take you years to get your credit cards paid off, but, if you make a serious effort to payoff what you can afford, you will get to being free of debt once more.